It clicked for me on a Wednesday when I'd worn a soft blazer over a plain t-shirt and straight trousers to a meeting that turned into a lunch that turned into picking a child up from school, and not once did I feel like I'd misjudged any of it. That's the whole point of this category. Nothing shouted, nothing needed changing, and I looked like I'd made an effort without looking like I'd tried.
The difference between a good smart casual piece and a disappointing one usually shows up in the hand before it shows up anywhere else. A blazer that holds its shape has some structure in the shoulder and a lining that doesn't bunch when you sit down for six hours straight. Trousers worth having sit at the waist properly instead of sliding to a vague mid point, and the fabric has a bit of weight to it, something with a touch of wool or a decent cotton blend, rather than the thin stuff that creases the second you cross your legs. Shirts live or die on the buttons and the collar, cheap ones go soft and curl at the edges after a few washes, good ones keep their shape for years. Knitwear should feel dense rather than fluffy, because fluffy pills under a bag strap within a month. If you're starting from nothing, go for a mid tone blazer in a fabric that doesn't crease, a pair of straight or slightly tapered trousers in a colour that isn't black because black shows every chalk mark and dog hair, and one shirt you'd be happy wearing under the blazer or on its own with the sleeves pushed up. That trio does more work than anything flashier and gives you three outfits before you've bought a single extra thing.
How these age depends almost entirely on how they're treated in the first few months. Trousers go baggy at the knee if they're washed on a hot cycle too often, so I turn mine inside out and wash cold, then hang rather than tumble dry. Blazers want a steam rather than an iron, and a proper hanger, not a wire one, or the shoulders drop. Spring and autumn are where this whole category earns its stripes, layering easily over a top or under a coat, though deep winter asks more of it and a thin blazer on its own in January is asking for trouble.
The mistake I see most is buying the whole look in one trip, one shop, same day, so everything matches a bit too perfectly and reads as a costume rather than clothes you own.