The first time a gold skirt earns its spot in the morning rush is usually a party that starts at a normal hour and somehow still needs you to look like you tried. You pull it on because it does half the outfit's job on its own, and you can build the rest around it in under a minute.
This is a skirt for the back half of the year really, from October through to New Year, when the light's low enough that gold catches rather than glares, though a lighter, almost champagne version can sneak through a summer wedding if the fabric's soft enough to move. It struggles in full daylight at a barbecue or a Tuesday lunch, it just looks like you've wandered in from somewhere else. Keep it away from anything else with shine on it, a sequinned top or a metallic bag will turn the whole look into a disco ball having an argument with itself, and be careful pairing it with very warm oranges or reds, gold needs cooler colours near it, black, white, navy, a deep green, to actually read as gold rather than mustard that's had a bad day. Before you buy, check the lining, cheap metallic fabric without one will cling and show every seam of your underwear, and run your hand down the zip, a lot of these skirts use a cheap coil zip that catches the fabric within a few wears. Look at the hem too, a metallic finish at a raw edge will fray fast and start shedding little threads that catch on tights.
Fabric matters more than anything here because gold isn't really a colour so much as a coating, usually a foil or a metallic thread woven through something plainer, and that coating is what degrades first. After a handwash or two in cool water, most hold their shine fine, but a hot wash or a tumble dryer will dull it within one cycle, sometimes permanently, so treat it more like you'd treat a good jumper than a cheap skirt. Folded flat in a drawer it survives fine, scrunched into the bottom of a bag for a weekend away it creases in a way that doesn't always drop out, so if you're taking it somewhere, roll it rather than stuff it. Across a season of actual wear, the places that go first are usually the inner thighs from friction and the waistband seam, so check both before every wash rather than after something's already gone wrong.
Tomorrow morning, with coffee in hand and no time to think too hard, I'd put it with a plain black jumper, flat boots, and nothing else metallic in sight.